Health insurance in the United States is a system that provides financial protection against the costs of medical care. It is a form of insurance that covers the cost of medical expenses, such as doctor visits, hospital stays, and prescription drugs. Health insurance can be provided through an employer, purchased individually, or obtained through a government program such as Medicare or Medicaid.
Health insurance is important because it helps to ensure that people can get the medical care they need, regardless of their ability to pay. It also helps to protect people from financial ruin in the event of a major illness or injury. Health insurance has been a part of the American healthcare system for over a century, and it has played a major role in improving the health and well-being of the American people.