Long-term disability insurance benefits provide financial support to individuals who are unable to work due to a disability that is expected to last for an extended period, typically 12 months or longer. These benefits can help cover lost income, medical expenses, and other costs associated with a disability.
Long-term disability insurance is an important form of protection for individuals who rely on their income to support themselves and their families. Without this coverage, a disability could result in a significant financial hardship. Long-term disability insurance can provide peace of mind, knowing that you will have financial support if you are unable to work due to a disability.