Auto Insurance

Non-standard auto insurance coverage is a type of insurance that provides coverage for drivers who do not meet the standard criteria for traditional auto insurance policies. This can include drivers with poor credit, a history of accidents or traffic violations, or those who drive high-risk vehicles. Non-standard auto insurance policies …

Extended non-owned coverage is an insurance policy that provides liability coverage for vehicles that are not owned by the policyholder. This type of coverage is important for businesses that use vehicles that are not owned by the company, such as rental cars or leased vehicles. It can also be important …

Rental car reimbursement coverage is an optional coverage that can be added to a personal auto insurance policy or purchased separately. It provides coverage for the cost of renting a car if your own car is damaged or stolen. Rental car reimbursement coverage can be important for people who rely …

Emergency expense coverage is an optional add-on to an auto insurance policy that helps cover the costs of unexpected events, such as towing, roadside assistance, and repairs. It can provide peace of mind and financial protection in the event of a breakdown or accident. Emergency expense coverage can be especially …

Custom parts and equipment coverage is an insurance policy that protects businesses from the financial burden of replacing or repairing customized parts and equipment. This type of coverage is essential for businesses that rely on specialized equipment to operate, as it can help to offset the high costs associated with …

When an insured vehicle is damaged to the point that repairs would cost more than its actual cash value, it is considered a total loss. In such cases, the insurance company typically declares the vehicle a total loss and pays the insured the actual cash value of the vehicle, minus …

New car replacement coverage is an optional add-on to your auto insurance policy that can provide you with a new car if your current car is totaled or stolen. This coverage is typically only available for new cars, and it usually lasts for the first few years of ownership. There …

Accidental death auto insurance coverage is a type of insurance that provides financial protection to the beneficiaries of a policyholder who dies in an accident while operating or riding in a motor vehicle. This coverage is typically offered as an optional add-on to a standard auto insurance policy and can …

Rental reimbursement coverage is a type of insurance that helps to cover the cost of renting a vehicle if your own car is damaged or destroyed in an accident. It can also provide coverage for other expenses, such as transportation costs and loss of income. Rental reimbursement coverage is typically …

Umbrella insurance coverage for autos extends personal liability protection beyond the limits of a standard auto insurance policy. It provides an extra layer of coverage for damages or injuries that exceed the underlying policy’s limits, offering peace of mind and financial protection in the event of a severe accident or …