Umbrella insurance coverage for autos extends personal liability protection beyond the limits of a standard auto insurance policy. It provides an extra layer of coverage for damages or injuries that exceed the underlying policy’s limits, offering peace of mind and financial protection in the event of a severe accident or lawsuit.
Benefits of umbrella insurance for autos include:
Umbrella insurance extends liability coverage beyond the limits of underlying policies, such as auto or homeowners insurance. This additional layer of protection can provide peace of mind and financial security in the event of a covered claim.
An umbrella policy typically covers bodily injury and property damage claims that exceed the limits of your underlying policies. It can also cover certain types of claims that may not be covered by your other policies, such as slander, libel, or false arrest. Umbrella insurance can be a valuable asset for individuals and families with high-value assets or those who are at risk of being sued.
