INSURANCE Finance News and Information Insurance Finance in Digital Era

Rental reimbursement coverage is a type of insurance that helps to cover the cost of renting a vehicle if your own car is damaged or destroyed in an accident. It can also provide coverage for other expenses, such as transportation costs and loss of income. Rental reimbursement coverage is typically included in comprehensive and collision insurance policies, but it can …

Umbrella insurance coverage for autos extends personal liability protection beyond the limits of a standard auto insurance policy. It provides an extra layer of coverage for damages or injuries that exceed the underlying policy’s limits, offering peace of mind and financial protection in the event of a severe accident or lawsuit. Benefits of umbrella insurance for autos include:

Dental insurance coverage for oral surgery refers to insurance plans that provide financial assistance for surgical procedures performed in the mouth, such as tooth extractions, dental implants, and jaw surgery. Including oral surgery in dental insurance coverage is vital for several reasons. Firstly, oral surgeries can be expensive, and insurance coverage can help reduce the financial burden on patients. Secondly, …

Home insurance rates by credit score is a pricing mechanism used by insurance companies to determine the cost of homeowners insurance based on an individual’s credit history and score. Insurance companies use credit-based insurance scores, which are different from traditional credit scores, to assess an individual’s financial responsibility and predict the likelihood of filing a claim. Individuals with higher credit …

Dental insurance coverage for veneers refers to the extent to which dental insurance plans cover the costs associated with getting veneers. Veneers are thin, custom-made shells that are placed over the front surfaces of teeth to improve their appearance. The importance of dental insurance coverage for veneers lies in the fact that veneers are typically considered a cosmetic dental procedure, …

Glass coverage is an optional auto insurance coverage that pays to repair or replace damaged glass, such as windshields, windows, and sunroofs. It is typically included as part of comprehensive coverage, but it can also be purchased as a standalone policy. Glass coverage is important because it can help to protect you from the cost of repairing or replacing damaged …

Home insurance rates by deductible refer to the varying costs of home insurance policies based on the amount of the deductible, which is the portion of a claim that the policyholder is responsible for paying before the insurance company begins to cover the remaining costs. Choosing a higher deductible typically results in a lower insurance premium, while a lower deductible …

Home insurance rates by coverage type refer to the premiums charged by insurance companies for different types of home insurance coverage. Common coverage types include dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage. Each type of coverage provides protection against specific risks, such as damage to the home, theft of personal belongings, or legal liability for …

Roadside assistance coverage is a type of insurance that provides help to drivers who experience car trouble on the road. This can include towing, jump-starts, flat tire changes, and fuel delivery. Roadside assistance coverage can be purchased as an add-on to auto insurance policies or as a standalone product. Roadside assistance coverage can be a valuable resource for drivers, especially …

Dental insurance coverage for dentures is a type of dental insurance that helps pay for the cost of dentures. Dentures are a type of dental prosthesis that replaces missing teeth. They can be made from a variety of materials, including acrylic, metal, and porcelain. Dental insurance coverage for dentures can vary depending on the type of plan you have. Some …