Minimum auto insurance coverage refers to the minimum amount of insurance coverage required by law in a particular jurisdiction for drivers to operate a motor vehicle. This coverage typically includes bodily injury liability, property damage liability, and personal injury protection (PIP) or medical payments coverage. The specific requirements vary from state to state, but most states require drivers to carry at least some level of liability coverage.
Minimum auto insurance coverage is important because it helps to protect drivers from financial liability in the event of an accident. If a driver causes an accident, their insurance will help to pay for the damages caused to other people and their property. Minimum auto insurance coverage can also help to pay for the driver’s own medical expenses if they are injured in an accident.
