Loss insurance for auto underinsured motorists is a form of auto insurance that provides coverage for damages and injuries caused by a driver who does not have adequate insurance to cover the costs. This type of insurance can be especially important for drivers who live in states with high rates of uninsured or underinsured motorists.
Loss insurance for underinsured motorists can also provide coverage for lost wages, medical expenses, and other damages. In some cases, it may also cover the cost of a rental car while your vehicle is being repaired.