Named driver exclusion coverage is an optional provision in an auto insurance policy that allows you to exclude certain drivers from coverage. This can be useful if you have a driver in your household who is high-risk, such as a teenager or someone with a poor driving record. By excluding them from your policy, you can avoid having their driving record affect your own insurance rates.
There are several benefits to named driver exclusion coverage. First, it can help you to save money on your insurance premiums. Second, it can help to protect your own driving record. Third, it can give you peace of mind knowing that you are not responsible for the actions of a high-risk driver.